I Have Your Payoff Information
I got a voicemail which said “I have your payoff information” – presumably to pay off a debt of some sort. I do not have any debt to pay off.
If someone was waiting for such a call about negotiating a payoff on a debt, or a debt collector, or knew they missed payments, he might be fooled by the call and think he owes that entity that called. Since the caller was brazen enough to leave a message to call back, the person who was called would either talk to the scammer or call back from voicemail.
Since scammers prey on emotions, the victim doesn’t think it through and makes a deal to pay or in installments. They lose their money to a scammer, and the real debt is not paid into.
Just use “spidey sense” with any such calls or offers. Call the contact back yourself that you have the number for (the one you do owe money to), and not the number that called you or left you a message from (not the number they leave you to call back either). That goes for ALL people you expect to speak to. Do not trust numbers given to you but find the correct ones yourself (research for it or look in your contacts).
Many phone numbers given to you on messages point to a scammer on the other end, not to the entity you thought you were calling. Always call back using a phone number from searching on the Internet or in your contacts. PR More on Scams
If someone was waiting for such a call about negotiating a payoff on a debt, or a debt collector, or knew they missed payments, he might be fooled by the call and think he owes that entity that called. Since the caller was brazen enough to leave a message to call back, the person who was called would either talk to the scammer or call back from voicemail.
Since scammers prey on emotions, the victim doesn’t think it through and makes a deal to pay or in installments. They lose their money to a scammer, and the real debt is not paid into.
Just use “spidey sense” with any such calls or offers. Call the contact back yourself that you have the number for (the one you do owe money to), and not the number that called you or left you a message from (not the number they leave you to call back either). That goes for ALL people you expect to speak to. Do not trust numbers given to you but find the correct ones yourself (research for it or look in your contacts).
Many phone numbers given to you on messages point to a scammer on the other end, not to the entity you thought you were calling. Always call back using a phone number from searching on the Internet or in your contacts. PR More on Scams
.jpeg)