If you have a debit or credit card that payments are taken out of automatically and have had the card closed for fraudulent activity, you know what a mess it is to figure all those payments to route to a new card. You will have to look on your account to see what payments have been coming out, then call all those businesses to give them a new card number, after you get a new card. Hackers really mess with your life.
One way to thwart this from happening is to open a credit or debit card account and never use the card (put it in a safe place and don’t touch it). Put all your recurring automatic payments on that card – it should not get hacked into because it doesn’t go to any payment machine at any store, nor is in your wallet for a scam scanner to pick up the information from it. Use a different card for purchases, and if it gets hacked into, you don’t have to call all the businesses to give them a new card number. You just need to wait for a new card to continue making purchases on it – you can check your bank to see if you can get a temporary card or some checks while waiting for a new card. Just leave the designated automatic payment card alone.
If you can, you might have a back-up card in case one gets hacked into (meaning, one of the companies that has your card may have gotten hacked into and then your card is vulnerable) I have a bank card and a PayPal card. PayPal taps into your bank account, so you don’t need to change anything if the PayPal card is closed. If your bank account gets hacked, then you will have to set the payments up again with the new bank account.
PRWaiting for a Lawsuit or Insurance Settlement? Need Money Now?Holiday Bills to Pay?InflationGetting Little Charges on Your Account?